This
Privacy Policy (“Policy”)
applies to the VIPCashLoans.com web site. It tells users
(“you” or “applicant”)
of the web site and the services provided therein about
the information collected by VIPCashLoans.com and how VIPCashLoans.com
uses and shares this information. The VIPCashLoans.com web
site is operated by Revnet llc. All references below
to VIPCashLoans.com or “we” include Revnet.
Types
of Information We Collect
VIPCashLoans.com collects both “personally identifiable
information” and “non-personally identifiable
information” from or about users.
Personally
Identifiable Information
VIPCashLoans.com collects several types of information that
may identify a particular individual (“personally
identifiable information”). We collect personally
identifiable information when you provide it to us through
your use of the site, such as by completing one or more
stages of an application form to apply for a loan from
a lender participating in our lender network (“participating
lenders”) or by sending questions to us via the
web site. The types of personally identifiable information
we collect include: name, physical address, telephone
number, social security number, email address, date
of birth, driver’s license number and state, information
about home ownership, citizenship status, employment
information, active military information, amount and
frequency of pay checks, and information about your
banking account.
Non-Personally
Identifiable Information
Non-personally identifiable information is anonymous
information that cannot be associated with a specific
individual. The types of non-personally identifiable
information that we collect (either directly, through
the use of “cookies,” or through the use
of a third party tracking system) include: the IP address
of the computer making the request; your browser type
and language; access times; information about areas
of the site visited by users of the site; information
about the links that users may select to visit on the
site. IP addresses are not usually associated with your
personal computer, but with a portal through which you
accessed the Internet. IP addresses are not linked to
personally identifiable information. A “cookie”
is a piece of information a web site sends to your computer
while you are viewing the web site to remember who you
are without personally identifying you.
VIPCashLoans.com may share this non-personally
identifiable information only in summary form with its
suppliers and other third parties for the purpose of
web site statistical and trend analysis. This information
is not linked to any personally identifiable information
that can identify an individual person.
Information
Collected by Third Parties
We may allow third parties, including advertising partners
and payday loan lenders, to display advertisements on
our site. These companies may use tracking technologies,
including cookies, to collect information about users
of our site who view or interact with these advertisements.
VIPCashLoans.com does not provide personally identifiable
information to these third parties.
How
We Use Personally-Identifiable Information
We use the personally-identifiable information you provide
to us through this site in order to deliver the products
or services you have requested; provide you with customer
support; verify or review your application information
to determine whether it meets eligibility requirements
for participating lenders; communicate with you by email,
postal mail, telephone, and/or mobile devices about
products or services that may be of interest to you
either from us, our marketing partners, or other third
parties; display advertising tailored to your interests
or background; perform data and statistical analysis
on use of the web site; enforce our terms and conditions,
and perform any other functions otherwise described
to you at the time we collect the information.
We may review and use your financial
information and your social security number to match
you with participating lenders in our loan network or
other third party lenders with whom we have a business
relationship. We may also review your financial information
and social security number to verify your identify and
protect against possible fraudulent transaction.
Sharing
Your Personally Identifiable Information
VIPCashLoans.com may share your personally-identifiable
information (including, without limitation, your financial
account information and social security number) with
lenders participating in our lender network and other
third party lenders with whom we have a business relationship.
These third party lenders may use your personally-identifiable
information to offer you a payday loan or to communicate
with you about other business or marketing offers. In
addition, we may share your personally identifiable
information (not including your financial account information
and social security number) with unaffiliated third
party marketers and list managers with whom we have
a business relationship. Any third parties with whom
we share personally-identifiable information may have
their own policies which describe how they use and disclose
your information. Those policies will govern the use,
handling, and disclosure of your information once we
have transferred or shared it with those third parties
as described in this Policy or our Terms and Conditions.
Information
Disclosure Continued VIPCashLoans.com will disclose your personally-identifiable
information in response to a subpoena or similar investigative
demand, a court order, or a request for cooperation
from a law enforcement agency or other government agency;
to establish or exercise our legal rights; to defend
against legal claims; or as otherwise required by law.
We will disclose your personally-identifiable information
when we believe disclosure is necessary to investigate,
prevent, or take action regarding illegal activity,
suspected fraud or other wrongdoing; to protect and
defend the rights, property, or safety of our company,
our employees, our web site users, or others; or to
enforce our website terms and conditions or other agreements
or policies. In addition, in the event that all or substantially
all of VIPCashLoans.com’s stock and/or assets are
transferred or sold to another entity, VIPCashLoans.com
may transfer personally-identifiable information to
the acquiring entity.
Links
to Third Party Web Sites
We may provide links or automatically redirect you to
third party web sites that do not operate under this
Policy. For example, if you click on an advertisement
presented on our site, you may be taken to a web site
that VIPCashLoans.com does not operate or control. You should
review the privacy statements and terms of use of all
third party web sites you access. These third party
web sites may independently solicit and collect information
from you. On occasion, those third party web sites may
provide us with information about your use of those
sites.
VIPCashLoans.com
Privacy Changes
VIPCashLoans.com’s policies, content, information,
promotions, disclosures, disclaimers and features may
be revised, modified, updated, and/or supplemented at
any time and without prior notice at the sole and absolute
discretion of VIPCashLoans.com. Changes to this Policy will
be posted on the VIPCashLoans.com web site and we will revised
the “last updated” date at the top of this
policy. You should review this Policy each time you
access the web site. If we make any material changes
in the way we collect, use, and/or share personal information
that may impact you, we will notify you by sending an
email to the email address you most recently provided
to (unless we do not have an email address for you)
and/or by prominently posting notice of the changes
on this web site.
Children's
Privacy
Our web site is not intended for use by children under
the age of 13. We do not knowingly collect personally-identifiable
information from children under 13.
Security
VIPCashLoans.com has put in place physical, procedural,
and technological security measures to help prevent
unauthorized access to and improper use of the information
we collect online. For example, only authorized employees
and authorized third parties are permitted to access
personally-identifiable information, and they may do
so only for permitted business functions. No web site
or Internet network can be completely secure. Although
we take steps to secure your information, we do not
guarantee, and you should not expect, that your personal
information, searches, or other communications will
always remain secure.
Accessing Your Personally-Identifiable
Information
If you would like to review and/or request changes to
the personally identifiable information that we have
collected about you through your use of the VIPCashLoans.com
web site, please contact us by writing or sending email
to the addresses below.
Contact
Us
If you have questions, comments, or concerns regarding
our Privacy Statement, please write to us or send us
email by clicking here.
VIPCashLoans.com
354 State Street. Suite 105
Hackensack, NJ 07601